Last week I was inundated with reports that someone was perpetrating a check-cashing scam under the guise of MysteryShopOnline.com. Several of my subscribers reported losing thousands of dollars, and many more reported that they had been contacted by the scammer in some way.
I reported the situation to the FBI. Apparently check-fraud is a severe problem, costing as much as $8 billion dollars a year.
Here’s what you can do: If you lost money, or if you were contacted by someone attempting to scam you please send a report to the IC3, which is a divison of the FBI. Do that here: http://www.ic3.gov.
Also, please DO call your local FBI agency. And if you have lost money, please file a report with your local police department.
Remember, never cash a large check as part of a mystery shopping assignment. If you ever have any doubt about whether or not a check is legitimate, call the bank issuing the check and ask. Also, if you do deposit a large check, wait until you can verify with your bank that the funds have been secured before you touch the money.
That’s about all it takes to avoid this scam.
If you are concerned about protecting your social security number, then get an EIN from the IRS. You can do this very quickly over the internet. Its a relatively simple way to protect your identity.
Let me know if you have any more questions. I am here to help.